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Contact:   (704)266-6076



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Monica Hayes

Monica Hayes is the Founder and CEO of  Baby Steps 2 Home.  Monica obtained a B.S. in Finance from the University of North Carolina at Greensboro. Results driven with over 20 years experience in the Financial Services and Mortgage Industry. She is skilled in delivering engaging presentations and strengthening relationships with women, peers, business partners and financial professionals.


Monica's mission is to empower individuals with knowledge in becoming and maintaining home ownership by avoiding the financial pitfalls she endured due to a lack of knowledge. She shares basic information every homeowner should be armed with before and after making a purchase.

Steps to Homeownership

  • Establish Credit Now

  • How Much Can You Afford

  • 100% Financing Does Exist

  • PMI and MIP - Avoid These At All Cost

  • Shop For Best Rate Before Signing

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